Your deposits do the heavy lifting, not your property or equipment. For established businesses doing $60K+ a month.
See what I qualify forUnsecured Structure
Generally not secured by specific assets; read the agreement for every term. Funding comes through our partner, Merchant Fund Express.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Funding is generally not secured by specific property or equipment. Your agreement spells out every obligation, so read it closely.
Qualified businesses can be funded in as little as 24 hours with about 3 months of statements and no tax returns.
FICO 500+ is considered, starting with a soft pull. Revenue consistency carries real weight.
The full repayment amount and schedule are in your offer before you accept. No surprise costs after you sign.
Many growing owners do not have spare real estate or paid-off equipment to pledge, and the ones who do would rather keep those assets free for future financing. Revenue-based financing is built on your cash flow. It is generally not secured by specific assets like a building, a truck, or a machine. The review focuses on about three months of business bank statements instead.
| Usually true | Still possible |
|---|---|
| No appraisal of equipment or property | The owner may be asked to sign personally as part of the agreement |
| No specific asset tied to the deal | A general filing that notes the funder's interest in business receivables |
| Faster review without asset valuation | Default terms that allow collection remedies |
Read every page of the contract. Unsecured by specific assets is not the same as no obligation, and a reputable offer will spell out exactly what you are signing.
For a business planning a bank loan in two years, keeping hard assets unencumbered now can be a real strategic advantage.
An amount from $25,000 to $5,000,000 is advanced based mainly on deposits and existing obligations. The total cost is fixed before signing. Repayment is collected as a share of revenue or a set draw from deposits until that total is reached. Funding is provided through our partner Merchant Fund Express, and the core audience is established businesses doing $60K or more a month.
Clear answers to these questions let you compare offers fairly and avoid surprises after funding. If an answer is vague, ask again before signing.
The 5-minute application uses a soft credit pull to start, no tax returns are required, FICO 500+ is considered, and sole proprietors can apply. Start your application, or compare related paths: fast funding with no collateral and working capital.
Possibly. Even when no specific asset is pledged, the agreement may include personal obligations from the owner. Read the contract and ask questions before signing.
It means your equipment and property are not tied to the deal. Your obligation to deliver the agreed total still stands, so size the request carefully.
Keeping specific assets unpledged can leave them available for future financing, subject to that lender's own review.
About three months of business bank statements. No tax returns are required.
Funding is provided through our partner Merchant Fund Express.
Example uses for illustration only.
Without collateral in the picture, your deposit pattern matters even more.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding