Your first spot proved the model. Established businesses doing $60K+ a month can use current deposits to fund the next opening.
Price my expansionExpansion Capital
Amounts from $25K to $5M sized to what you earn today, through our partner, Merchant Fund Express.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Qualified businesses can be funded in as little as 24 hours, so a good lease is less likely to slip away.
About 3 months of statements from location one, no tax returns, and a 5-minute application.
FICO 500+ is considered and it starts with a soft pull. Proven revenue carries real weight.
Your offer shows the full repayment amount and schedule up front, so you can test it against your opening plan.
Opening a second location is the point where many owners discover that a profitable business and available cash are two different things. Build-out, deposits on a lease, equipment, signage, hiring, and opening inventory all hit before the new doors produce a dollar. A bank may want two years of returns and collateral. Revenue-based financing looks instead at how your existing business performs right now.
For illustration only, a café owner's planning sheet:
| Line item | Estimate |
|---|---|
| Lease deposit and first month | $18,000 |
| Build-out and fixtures | $65,000 |
| Espresso and kitchen equipment | $40,000 |
| Hiring and training before opening | $22,000 |
| Opening inventory and marketing | $15,000 |
| Total | $160,000 |
Add a cushion for the ramp period, when the new location is open but not yet at full volume.
Not every dollar has to come from one source. Equipment can often be funded separately through equipment financing, leaving revenue-based financing for build-out, staffing, and inventory. A business line of credit can cover the uneven months while the new site ramps. Matching each cost to the right tool keeps total obligations easier to manage.
The biggest expansion risk is draining the original business. Before signing, check that remittances can be covered by the first location's deposits alone, since the new site may take months to break even. If the math only works when location two hits its targets immediately, reduce the amount or phase the opening.
If most of these are true, the numbers and the operations are both pointing the same direction. If not, a few more months of preparation may lead to a stronger file and a smoother opening.
Funding is provided through our partner Merchant Fund Express, from $25,000 to $5,000,000. Built for established businesses doing $60K or more a month. About three months of bank statements, no tax returns, a soft pull to start, and FICO 500+ considered. Qualified businesses can be funded in as little as 24 hours. Apply in about 5 minutes.
Yes. The review is based on your existing business deposits, which is what makes this useful before the new site opens.
Build an itemized opening budget plus a ramp cushion, then request what the plan needs. The amount offered depends mainly on deposits and existing obligations.
Not to apply. Many owners open one for clean tracking, but the review uses your current business statements.
Many owners split costs that way. Each product is reviewed on its own merits.
No formal business plan is required, but a short use-of-funds summary helps the reviewer understand the request.
Example uses for illustration only.
Before you expand, make location one's numbers as clear as possible.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding