Put the machine, vehicle, or system to work now and spread the cost while it earns. For businesses doing $60K+ a month.
Finance my equipmentEquipment Financing
Financing for machines, vehicles and systems through our partner, Merchant Fund Express, with the full repayment amount in your offer.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Qualified businesses can be funded in as little as 24 hours. A 5-minute application plus about 3 months of statements.
FICO 500+ is considered and you begin with a soft pull. Revenue the equipment supports carries weight.
See the full repayment amount in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out up front, so you can match it to what the equipment brings in.
At some point growth stops being a sales problem and becomes a capacity problem. The kitchen can only plate so many orders on one line. The shop can only run so many jobs with two lifts. The print business turns away rush work because the press is booked. Equipment financing lets you add that capacity without draining the cash you need for everything else.
Through our partner Merchant Fund Express, equipment financing ranges from $25,000 to $5,000,000.
Equipment financing is tied to a specific purchase. You identify the equipment, typically with a quote or invoice from the seller, and the funding covers that purchase. The equipment itself is central to the arrangement, which is part of why this structure can work for owners whose credit is still being rebuilt. You repay over an agreed schedule while the asset is already producing revenue.
For illustration only: a body shop doing $80,000 a month adds a second paint booth priced at $70,000. If the booth lets the shop finish four more jobs a week at an average of $1,500 each, that is roughly $24,000 in added monthly revenue before costs. Compare that against the monthly repayment and you know whether the purchase pays for itself. These numbers are not our terms; they show the kind of math worth doing before you sign.
| Situation | Better fit |
|---|---|
| You know the exact machine and price | Equipment financing |
| You need equipment plus install, training, and staffing | Working capital, or a mix |
| A machine broke and must be fixed now | Emergency repair funding |
About three months of business bank statements, basic business details, and ideally a quote for the equipment. No tax returns are required. FICO 500+ is considered and sole proprietors can apply. The application takes about 5 minutes with a soft credit pull to start, and qualified businesses can be funded in as little as 24 hours. Trades owners can also see funding for contractors and funding for auto repair.
Business equipment such as kitchen systems, service vehicles, shop tools, medical devices, and production machinery. The purchase should support the business's operations.
It helps. A seller quote or invoice makes the request clear and keeps the review moving.
Used equipment can be considered. Share the details with your application so the request can be reviewed.
Funding and credit work are separate. Do not rely on financing to change your score; build credit through its own plan.
Funding is provided through our partner, Merchant Fund Express.
Example uses for illustration only.
A clear plan for the equipment makes your request easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding