Cover materials, mobilization, and payroll between signing and the first payment. Built for established businesses doing $60K or more a month.
Size my contractScale into bigger work
Working capital for growing companies taking on larger work, through our partner, Merchant Fund Express, sized to the deposits you already run.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Funding can arrive in as little as 24 hours for qualified businesses. About three months of statements and a five-minute application, no tax returns.
FICO 500+ is considered, and the review starts with a soft pull. Steady revenue weighs heavily.
Your offer spells out the full repayment amount before you accept. No surprise costs once you sign.
Your repayment schedule appears in the offer up front, so you can price it into the job.
A larger contract changes your cash flow before it changes your revenue. You may need to hire crew or staff, buy materials in bulk, rent equipment, and float expenses for 30, 60, or even 90 days while the client's payment cycle runs. For a business doing $60K or more a month, that front-loaded spend can easily exceed what is sitting in the operating account.
Contract funding fills that gap so the job starts on time and your existing clients do not feel the strain.
Before applying, sketch the contract timeline. The example below is for illustration only.
In this scenario, the peak cash need is roughly $100,000 to $140,000. That is the number to plan around, not the full contract value.
Different parts of the contract call for different tools:
Funding ranges from $25,000 to $5,000,000 through our partner Merchant Fund Express.
Your recent revenue history does most of the talking. Expect to share about three months of business bank statements. Having the signed contract or purchase order ready helps explain why you are requesting the amount you are. No tax returns are required, FICO scores from 500 are considered, and the first step is a soft credit pull. If you want the full picture, read what funders look at.
Landing larger contracts is often part of a broader plan to build a stronger business profile. Credit work and funding are separate services, and one does not depend on the other. You can apply for contract funding based on your revenue today while continuing to strengthen your credit separately.
The application takes about 5 minutes. Qualified businesses can be funded in as little as 24 hours, which means you can line up capital between the award and the kickoff. Apply now and walk into the project with the cash already planned.
Funding decisions are based mainly on your business revenue, so you can apply anytime. A signed contract is useful for explaining the size and timing of your request.
Many contract types can be part of the conversation. What matters most is your business's existing revenue and bank activity.
Usually not. Plan around your peak cash need between mobilization and the first payment, plus a sensible buffer.
Yes. Sole proprietors can apply, and the review focuses on business deposits and revenue.
Decisions move quickly and qualified businesses can be funded in as little as 24 hours after approval and verification.
Example uses for illustration only.
Before you bid bigger, tighten up the numbers a funder will look at.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding