Add lifts, diagnostic gear, or another tech when demand outpaces capacity. Built for established shops doing $60K+ a month.
Check my shopAuto repair and service
Equipment financing and working capital for repair shops, through our partner, Merchant Fund Express, based on your recent deposits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Qualified shops can see funding in as little as 24 hours. About three months of statements, no tax returns, and a five-minute application.
FICO 500+ is considered with a soft pull to start. Steady service revenue carries weight.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is laid out in your offer up front, so you can plan it against bay revenue.
A busy shop turns away work for three reasons: not enough bays, not enough techs, or not enough of the right equipment. Each one is solvable with capital, and each one pays back through more tickets per day. The challenge is the up-front cost of a lift, an alignment rack, an ADAS calibration setup, or a new technician who needs a few weeks to ramp.
For illustration only: a shop with five bays averages $125,000 a month and turns away an estimated 12 jobs a week. Adding a sixth bay with a lift and a tech costs about $45,000 up front plus $7,500 a month in wages. If the new bay handles even 10 jobs a week at an average ticket of $400, that is roughly $16,000 a month in new revenue. Running this kind of math helps you request the right amount and know how the payments fit.
When a compressor or lift fails without warning, emergency repair funding covers that scenario in more detail.
Plenty of shop owners started out on personal credit and are now building a separate business profile as they add bays and staff. That is the right direction, and it does not have to delay expansion. Funding is reviewed largely on your deposits and ticket volume, so you can apply now and keep developing your credit on its own timeline. For what reviewers weigh most, see what funders look at.
We do not promise same-day funding. The application takes about 5 minutes, decisions move fast, and qualified shops can be funded in as little as 24 hours. Faster timing depends on your file and your bank.
Funding ranges from $25,000 to $5,000,000 and is provided through our partner Merchant Fund Express.
Grab your statements and a quote for the equipment you need, then start your application.
Specialized diagnostic and calibration tools are a common equipment financing use.
Yes, collision, mechanical, tire, and specialty shops can apply. We serve established businesses doing roughly $60K or more a month.
A line of credit or working capital can bridge the wait. Reviewers read deposit patterns across about three months.
Qualified businesses can be funded in as little as 24 hours. We do not promise same-day funding.
Yes, the process begins with a soft credit pull.
Example uses for illustration only.
Shops with organized statements tend to move through review quickly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding