Expand into the suite next door or add new services clients ask for. Built for established salons and spas doing $60K+ a month.
Size my expansionSalons, spas, and med spas
Working capital and equipment financing for salons and spas, through our partner, Merchant Fund Express, sized to your service deposits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Qualified salons can be funded in as little as 24 hours. About three months of statements, no tax returns, a five-minute application.
FICO 500+ is considered, starting with a soft pull. Consistent service and retail deposits matter.
The full repayment amount appears in your offer before you accept. No surprise costs after signing.
Your offer lays out the repayment schedule up front, so you can match it to your booking rhythm.
In a salon or spa, revenue scales with chairs, treatment rooms, and service menus. Adding a color bar, a lash room, a sauna, or laser and body-contouring equipment can lift the average ticket quickly. The catch is that those additions are paid for before the first client books them. Owners doing $60K or more a month often have the demand but not the spare cash to build ahead of it.
| Project | Funding to explore |
|---|---|
| Styling stations and shampoo units | Equipment financing |
| Laser, facial, or body treatment devices | Equipment financing |
| Expanding into the next suite | Working capital |
| Retail product stock for the front desk | Line of credit |
| Marketing a new service launch | Working capital or merchant cash advance |
For illustration only: a day spa bringing in $90,000 a month wants to add a med-spa room. Equipment, build-out, and staff training come to about $75,000. If the room books 60 treatments a month at an average of $250, it adds roughly $15,000 in monthly revenue. That simple calculation tells the owner how large a request makes sense and how payments compare to the new income.
We use the search phrase because owners use it, but we do not promise same-day funding. Decisions move fast, the application takes about 5 minutes, and qualified salons can be funded in as little as 24 hours. Faster timing depends on your file and your bank.
Funding ranges from $25,000 to $5,000,000 and is provided through our partner Merchant Fund Express.
Many salon owners are rebuilding credit while their client list grows. Credit repair and funding are separate services, and neither is required for the other. You can apply now based on revenue and keep working on credit at your own pace. When you are ready, start your application.
Yes. Salons, spas, barbershops, and med spas can apply. We serve established businesses doing roughly $60K or more a month.
Treatment devices are a common equipment financing use, with the equipment typically serving as collateral.
Consistent card sales are visible in bank statements and can make a merchant cash advance an option to consider.
We do not promise that. Qualified salons can be funded in as little as 24 hours.
If most of the cost is a single device, equipment financing ties the payment to that asset. If the project mixes build-out, training, and marketing, working capital is often the simpler fit.
No tax returns are required. About three months of business bank statements are the core of the review.
Example uses for illustration only.
Salons with steady, clean statements make the strongest files.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding