Built for established businesses doing $60K+ a month. Apply in about 5 minutes and see what your revenue can support.
See my numbersBusiness Funding
Working capital, lines of credit, cash advances and equipment financing from $25K to $5M, through our partner, Merchant Fund Express.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Qualified businesses can be funded in as little as 24 hours. A 5-minute application and about 3 months of bank statements, no tax returns.
FICO 500+ is considered and you start with a soft credit pull. Your monthly deposits tell the story your score leaves out.
Your offer shows the full repayment amount before you accept, so you can run the math first. No surprise costs after you sign.
Your repayment schedule is laid out in your offer up front, so it drops straight into your cash-flow forecast.
Most of the owners we work with are doing two things at once: building a stronger business credit profile and running a company that needs capital this quarter, not next year. Those timelines rarely line up. So alongside our credit services, TrueCredit Partners offers business funding through our partner, Merchant Fund Express.
The two services are separate. You do not need credit repair to apply for funding, and taking funding does not change your score. What it can do is give you working room now, based on the revenue you already produce, while you work on credit on its own track.
| Item | What to expect |
|---|---|
| Funding range | $25,000 to $5,000,000 |
| Speed | As little as 24 hours for qualified businesses |
| Credit | FICO 500+ considered |
| Documents | About three months of business bank statements; no tax returns required |
| Application | About 5 minutes, soft credit pull to start |
| Business type | Sole proprietors can apply |
A lump sum for general operating needs: hiring ahead of a busy season, marketing pushes, or covering the gap between doing the work and getting paid. See working capital.
An advance against future receivables, repaid as a share of sales, so payments flex with volume. See merchant cash advance.
A credit limit you draw from as needed and replenish as you repay. See business line of credit.
Funding tied to a specific machine, vehicle, or system, with the equipment itself central to the deal. See equipment financing.
Our funding side is built for established businesses doing $60K or more a month whose credit is not perfect. Think of a three-location coffee operator, a commercial cleaning company with a dozen contracts, or a regional HVAC shop with two crews. They have consistent deposits and a reason to deploy capital. A thin or bruised personal score is part of their story, not the whole story.
If your credit is the sticking point, read how revenue offsets credit and our bad credit business funding page.
Ready to start? Open the funding application or read how business funding works first.
We are numbers-minded about this. Before you apply, sketch what the money does. For illustration: an owner doing $90,000 a month who wants $60,000 for a second service van should be able to point to the extra jobs that van supports and how the payment fits monthly cash flow. That habit helps you choose the right product and keeps the funding working for you. Learn more about our partner Merchant Fund Express or browse the business funding FAQ.
No. Funding and credit repair are separate services. You can apply now based on your business revenue and work on credit on its own schedule.
Funding ranges from $25,000 to $5,000,000. The amount offered depends on your revenue pattern and the overall file.
The process starts with a soft credit pull, which does not affect your score the way a hard inquiry can.
Funding is provided through our partner, Merchant Fund Express. TrueCredit Partners connects you with the process.
Yes. Sole proprietors can apply, as long as the business shows established revenue in its bank statements.
Example uses for illustration only.
A few habits make your file read stronger before you apply.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding