Fast decisions and funding in as little as 24 hours for qualified files. Built for established businesses doing $60K+ a month.
Start my fileFast Business Funding
Decisions move quickly through our partner, Merchant Fund Express. Anything faster than 24 hours depends on your file and your bank.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Answer the basics in about five minutes. Add roughly 3 months of business bank statements; no tax returns needed.
FICO 500+ is considered and the process starts with a soft pull. Deposits do much of the talking.
Your offer lists the full repayment amount before you accept. No surprise costs appear after you sign.
Repayment timing is spelled out in the offer up front, so you know what leaves the account and when.
People search for same day business funding because a window is closing: a supplier discount, a bid deadline, a payroll date. We take that seriously, so we are precise about it. Through our partner Merchant Fund Express, decisions move quickly and qualified businesses can receive funds in as little as 24 hours. Anything faster depends on the specific file and on how your bank processes incoming wires. We do not promise same-day deposits, and you should be wary of anyone who does.
Fix those before you apply and you remove most of the delay. No tax returns are required, which cuts out the slowest document entirely.
| Step | Typical effort |
|---|---|
| Application | About 5 minutes, soft credit pull |
| Statement upload | As long as it takes to download three months from your bank |
| Review and options | Fast for clean files |
| Funding | As little as 24 hours for qualified businesses |
This table is for illustration only and describes process steps, not a commitment on timing for any particular business.
Speed depends more on file quality than product, but each structure has a natural fit. A merchant cash advance suits card-heavy businesses because repayment follows sales. Working capital fits a one-time need with a clear number. A business line of credit is the move if you expect repeat urgent needs and want capacity ready next time. For truly time-sensitive payroll, see funding for payroll.
Fast funding is built for established businesses doing $60K or more a month, with credit that may not be perfect. FICO 500+ is considered, and sole proprietors can apply. Requests range from $25,000 to $5,000,000. If your score is the concern, revenue carries a lot of weight in the review; see fast funding with bad credit.
Growing owners who move fastest usually prepared before they needed to. Save your last three statements in one folder, confirm your business details match your bank records, and know your number. Then when the opportunity shows up, the 5-minute application is the only step left. Compare with 24-hour business funding for more on timing.
We do not promise that. Decisions are fast and qualified businesses can be funded in as little as 24 hours. Faster timing depends on the file and your bank.
About three months of business bank statements and basic business details. No tax returns are required.
The process starts with a soft credit pull.
Funding ranges from $25,000 to $5,000,000, depending on revenue and the full file.
No. Funding is provided through our partner, Merchant Fund Express.
Example uses for illustration only.
Fast funding is mostly about a clean, complete file.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding