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Emergency repair funding to get back to revenue

A dead compressor or a seized engine costs money every day. Fast decisions for established businesses doing $60K+ a month.

Fund my repair

Emergency Repair Funding

Fix what broke and restart the revenue it was earning

Repair funding through our partner, Merchant Fund Express, with funds in as little as 24 hours for qualified businesses.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Repair capital when downtime costs

Fast when it matters

Qualified businesses can be funded in as little as 24 hours after a 5-minute application and about 3 months of statements.

Revenue over a perfect score

FICO 500+ is considered. The process starts with a soft pull, and your deposits carry weight.

Know the full cost first

Your offer shows the full repayment amount before you accept. No surprise costs after you sign.

Repayment planned from day one

Your schedule is laid out in the offer up front, so you can plan the recovery with clear numbers.

Downtime has a daily price

The repair bill is only part of the cost. The bigger number is the revenue you lose while the business cannot operate at full capacity. For illustration, a restaurant doing $3,000 a day that loses its walk-in cooler is not just paying for a new compressor; it is losing sales, tossing product, and turning away catering orders until it is fixed. Every day counts.

Emergency business repair funding through our partner Merchant Fund Express helps established businesses doing $60K or more a month cover urgent repairs, from $25,000 to $5,000,000.

Repairs we see most often

Act in the first hour

  1. Get a written repair quote. Even a rough estimate helps size the request.
  2. Estimate daily lost revenue. This tells you what speed is worth.
  3. Pull three months of statements. That is the main document needed; no tax returns are required.
  4. Apply. The 5-minute application starts with a soft credit pull.

Decisions move fast, and qualified businesses can be funded in as little as 24 hours.

Repair now or replace?

QuestionPoints toward
Is this the third breakdown this year?Replacing, consider equipment financing
Will a repair restore full capacity quickly?Repairing with working capital
Do you also need to cover lost sales during downtime?A lump sum that covers both

Thinking it through for ten minutes can save a second emergency later.

Credit should not stall the fix

An emergency rarely waits for a credit score to recover. FICO 500+ is considered, and the review weighs your recent revenue. Credit repair is a separate service; you can apply for funding now and work on credit independently. Sole proprietors can apply. For more, see bad credit business funding.

Industry pages

Different businesses break in different ways. See restaurants, auto repair, medical practices, and contractors for situations closer to yours.

Once the repair is behind you, consider setting aside a small maintenance reserve each month and scheduling preventive service on the equipment that keeps revenue flowing. Fewer surprises means more of your capital goes toward growth instead of recovery.

Frequently Asked Questions

How fast can emergency repair funding arrive?

Decisions move fast, and qualified businesses can be funded in as little as 24 hours. Exact timing depends on the file and your bank.

Can the funds cover lost revenue too, not just the repair?

Working capital is flexible in use, so it can cover the repair and related operating costs while you get back to full capacity.

Do I need the final repair invoice?

No. A written quote or estimate is enough to size the request.

How much can I request?

Funding ranges from $25,000 to $5,000,000, based on revenue and the full file.

Who provides emergency repair funding?

Funding is provided through our partner, Merchant Fund Express.

HVAC compressor $18,000.00
Roof section $33,400.00
Engine rebuild $27,900.00
Oven replacement $41,200.00

Example uses for illustration only.

How to improve your chances

Even in a rush, a few details help your request move.

  • Get a written repair quote or invoice
  • Keep deposits running through one business account
  • Keep 3 months of statements ready to upload
  • Note how much revenue the downtime is costing

How TrueCredit repair funding compares to a bank loan

TrueCredit Business Funding
Traditional bank loans
Speed
As little as 24 hours
Weeks to months
Documents
About 3 months of statements
Tax returns, financials, more
Credit
FICO 500+ considered
Strong credit usually expected
Credit check
Soft pull to start
Hard pull common
Cost view
Full repayment shown up front
Rate and fees to calculate

Get the repair done and the doors back open

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding