Fast decisions and funding in as little as 24 hours for qualified restaurants doing $60K+ a month. Cover repairs, openings, or seasonal staffing.
Check my optionsRestaurant funding
Restaurant capital based on your card and bank deposits, through our partner, Merchant Fund Express. Fast reviews, with timing set by your file and bank.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Qualified restaurants can be funded in as little as 24 hours. Send about three months of statements, no tax returns, and apply in about five minutes.
FICO 500+ is considered and we start with a soft pull. Consistent sales volume carries weight.
You see the full repayment amount in your offer before you accept, with no surprise costs after signing.
Your offer lays out the repayment schedule up front, so you can plan it against weekly sales.
Restaurants see cash every day, but much of it is spoken for before the doors open: food costs, hourly payroll, rent, and card processing. Growth moves like a second concept, a catering arm, or a remodeled dining room need capital up front, while the return comes over months. That timing mismatch is why owners search for same day restaurant funding.
We are upfront about speed: decisions move fast and funding can arrive in as little as 24 hours for qualified restaurants. Anything faster depends on your file and your bank.
| Use | Typical fit |
|---|---|
| Replacing a fryer, hood, or cooler | Equipment financing |
| Stocking up before a busy season | Working capital |
| Covering staff during a slow stretch | Line of credit |
| Opening a second location or patio | Working capital or merchant cash advance |
A merchant cash advance is repaid from a portion of future card sales, so it tends to fit restaurants with steady daily card volume.
For illustration only: a restaurant averaging $140,000 in monthly sales wants to add a catering van and kitchen equipment for event work. The owner estimates $60,000 for the build-out and another $20,000 to cover the first six weeks of added labor before catering invoices pay. Requesting around $80,000, rather than a round $150,000, keeps payments sized to the new revenue the catering arm can realistically produce.
Funding runs from $25,000 to $5,000,000 and is provided through our partner Merchant Fund Express. See how business funding works for the full sequence.
Plenty of restaurant owners are rebuilding personal credit or establishing business credit while they expand. That work and funding are separate. Daily deposits are the strongest signal in a restaurant file, so you can apply now based on revenue and keep working on credit on its own timeline.
Pull your last three months of statements and start the application. It takes about 5 minutes, and you will know where you stand quickly.
We do not promise same-day funding. Decisions move fast, and qualified restaurants can be funded in as little as 24 hours. Faster timing depends on the file and the bank.
Food service businesses of many formats can apply. The review centers on revenue, and we serve established businesses doing roughly $60K or more a month.
It can be for restaurants with consistent card sales, since repayment comes from a share of those sales. Compare it against working capital before deciding.
Not on its own. Scores from 500 are considered, and recent revenue carries significant weight in the review.
Expansion is a common use. Plan the amount around build-out costs and the ramp period before the new location covers itself.
Example uses for illustration only.
Restaurants with clean statements tend to get the fastest reviews.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding