Stock up for the season or grab the bulk discount. Fast decisions for established businesses doing $60K+ a month.
Fund my inventoryInventory Funding
Inventory funding through our partner, Merchant Fund Express, with funds in as little as 24 hours for qualified businesses.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Qualified businesses can be funded in as little as 24 hours. A 5-minute application and about 3 months of statements.
FICO 500+ is considered with a soft pull to start. Your deposit history carries real weight.
Your offer shows the full repayment amount before you accept, so you can check it against your margin.
The schedule is laid out in your offer up front, so you can match it to your expected sell-through.
For product businesses, inventory is growth. Run out during a peak and the customer buys somewhere else. Order too little ahead of the holidays and you watch competitors take the season. Inventory funding through our partner Merchant Fund Express gives established businesses the cash to buy ahead, from $25,000 to $5,000,000.
Supplier windows close quickly, so speed matters. Decisions move fast and qualified businesses can be funded in as little as 24 hours. Anything faster than that depends on the file and your bank, so we do not promise same-day deposits. If a supplier gives you a deadline, apply the day you hear about it.
For illustration only: a home goods retailer doing $120,000 a month is offered 12 percent off a $50,000 order if paid within a week. That is a $6,000 saving. If the inventory turns within two to three months, the owner compares that saving and the added margin against the cost of funding. Sometimes it wins clearly; sometimes it does not. Run the comparison every time.
Retailers should also see funding for retail, and restaurants buying in bulk can see funding for restaurants.
| Inventory pattern | Product to consider |
|---|---|
| One big seasonal purchase | Working capital |
| Frequent reorders throughout the year | Business line of credit |
| High card sales that rise after restocking | Merchant cash advance |
Forward-looking owners measure how fast funded inventory converts back to cash. Before you order, estimate the sell-through window and the margin per unit. After it sells, compare the result to the plan. Over a few cycles you learn exactly how much stock your revenue can carry, which makes each future request sharper and keeps capital working instead of sitting on shelves.
You need about three months of business bank statements and basic details. No tax returns are required. FICO 500+ is considered, and sole proprietors can apply. The application takes about 5 minutes with a soft credit pull to start. Have the supplier quote handy so the request ties to a clear purchase.
We do not promise that. Decisions are fast, and qualified businesses can be funded in as little as 24 hours. Faster timing depends on the file and the bank.
It is not required to apply, but a supplier quote makes the request clear and can help the review move smoothly.
Funding ranges from $25,000 to $5,000,000, depending on revenue and the full file.
FICO 500+ is considered, and revenue weighs heavily in the review.
Funding is provided through our partner, Merchant Fund Express.
Example uses for illustration only.
Show that stock turns into deposits on a reliable rhythm.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding