When growth opportunities show up early, capital should keep up. For established businesses doing $60K+ a month.
Check my optionsFast Revenue-Based Funding
Amounts from $25K to $5M sized to your deposits, provided through our partner, Merchant Fund Express.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Funding can land in as little as 24 hours for qualified businesses, so a supplier deal or busy quarter does not slip away.
Roughly 3 months of bank statements, no tax returns, and a 5-minute application to get started.
FICO 500+ is considered and it starts with a soft pull. Consistent revenue counts for a lot.
The total repayment amount and schedule sit in your offer up front. No surprise costs after you sign.
Speed is built into the structure. A traditional loan often asks for tax returns, projections, collateral appraisals, and several rounds of underwriting. Revenue-based financing leans on a simpler data set: about three months of business bank statements. The reviewer is looking at what already happened in your account, which takes far less time to confirm than a forecast.
That is how qualified businesses can be funded in as little as 24 hours through our partner Merchant Fund Express.
| Step | Revenue-based financing | Typical bank loan |
|---|---|---|
| Application | About 5 minutes | Often lengthy forms and meetings |
| Documents | About 3 months of bank statements | Tax returns, financials, projections |
| Credit check to start | Soft pull | Usually a hard inquiry |
| Main factor | Monthly deposits | Credit history and collateral |
Bank loans have their place, especially for long-horizon projects. When timing is the constraint, the revenue-based path is usually shorter.
In each case the cost of waiting is measurable. Put a number on it, then compare that number with the fixed total cost of the funding. That is the decision.
The total repayment amount is set before you sign. It is collected as a share of revenue or as a set draw from deposits until the total is met, so there is no interest rate to track over time. Amounts range from $25,000 to $5,000,000, sized mainly to monthly deposits and existing obligations. Established businesses doing $60K or more a month are the core audience.
Moving quickly is only useful if the terms still make sense. Before signing, confirm three things: the exact amount you will receive, the fixed total you will repay, and how often collections happen. Then test that collection against your slowest month of the last year, not your best. Owners who build business credit while they scale tend to treat every funding decision as part of a longer plan, so they also note how this obligation fits alongside future equipment or bank financing. A quick decision built on a clear number is the goal.
FICO 500+ is considered and sole proprietors can apply. Open the 5-minute application, or read how business funding works first. Need it tied to a specific deadline? See same-day revenue-based financing for timeline tips.
Qualified businesses can be funded in as little as 24 hours. Your timeline depends on file completeness and bank processing.
Speed and cost are separate questions. Each offer shows its fixed total cost up front, so compare that figure against the value of the opportunity before signing.
Incomplete bank statements. Upload every page of the last three months as PDFs from your bank.
Revenue-based financing is generally not secured by specific business assets, though the agreement may include personal obligations from the owner. Review the contract carefully.
Funding is provided through our partner Merchant Fund Express.
Example uses for illustration only.
Fast files tend to share a few traits worth building now.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding