TrueCredit PartnersApply

Same-day revenue-based financing, planned the smart way

Fast decisions and funding in as little as 24 hours for qualified files. Built for established businesses doing $60K+ a month.

Start my file

Fast Decisions

Speed you can plan a week around, not just hope for

A clean file moves fast; anything quicker than 24 hours depends on the file and your bank. Funding comes through our partner, Merchant Fund Express.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

What keeps a fast file moving

As little as 24 hours when qualified

Qualified businesses can be funded in as little as 24 hours. Faster than that depends on the file and the bank, so we never promise it.

Light paperwork, short form

About 3 months of business bank statements, no tax returns, and an application that takes about 5 minutes.

Soft pull to get started

The process starts with a soft credit pull. FICO 500+ is considered, and steady revenue carries real weight.

No guessing on the payback

Your offer lists the full repayment amount and the schedule before you accept, with no surprise costs after you sign.

The honest timeline

Searching for same-day revenue-based financing usually means a deadline is close: a bulk order discount expires Thursday, or a lease deposit is due before the weekend. We will not promise money the same day. What we can say is that the application takes about 5 minutes, decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. Anything quicker depends on the file and on how fast the banks involved process the transfer.

A sample day, step by step

Here is how a quick file tends to flow, for illustration only:

StageWhat happens
MorningOwner completes the 5-minute application; a soft credit pull starts the review
Late morningThree months of bank statements are uploaded in one batch
AfternoonReviewer confirms deposits, current obligations, and business details
Next business dayOffer is reviewed and signed; qualified files can fund

Every file is different. Missing pages, unclear ownership, or a name mismatch between the bank account and the application can each add time.

Five ways to shave hours off

  1. Download full statements as PDFs, every page, straight from your bank.
  2. Make sure the business name on the application matches the bank account.
  3. List any existing advances or loans up front so nothing surprises the reviewer.
  4. Keep your phone and inbox close to answer follow-ups quickly.
  5. Know your number and what it pays for before you apply.

How revenue-based financing works

An amount is advanced based mostly on your monthly deposits. The total cost is fixed before you sign, and repayment is collected as a share of revenue or deposits until that total is met. There are no rates or compounding to track. Through our partner Merchant Fund Express, amounts run from $25,000 to $5,000,000 for established businesses, typically those doing $60K or more a month. For the full overview, see revenue-based financing.

Speed should not replace math

Fast capital still has to earn its keep. Before you sign, write down what the money buys and how it pays back. If you need it to cover a short gap, compare with a line of credit. If timing matters most, our 24-hour funding page explains what moves fastest. Ready? Start your application.

Frequently Asked Questions

Can I get revenue-based financing the same day I apply?

We do not promise same-day funding. Decisions move quickly, and qualified businesses can be funded in as little as 24 hours. Anything faster depends on your file and your bank.

What slows a fast file down?

Incomplete statements, mismatched business names, undisclosed existing obligations, and slow replies to follow-up questions are the most common causes.

Do I need tax returns?

No tax returns are required. About three months of business bank statements are the core of the review.

Does the soft pull affect my credit?

A soft credit pull is used to start, which is generally not visible to other creditors the way a hard inquiry is.

Is credit repair needed first?

No. Funding and credit repair are separate services. You can apply based on revenue while working on credit separately.

Rush order stock $28,000.00
Payroll bridge $41,000.00
Repair downtime $17,500.00
Supplier discount $55,000.00

Example uses for illustration only.

How to improve your chances

Speed mostly comes down to how ready your file is on day one.

  • Download 3 months of statements before you start
  • Use one business account for deposits
  • Reduce NSFs and negative days this month
  • Have ID and business details handy

Fast revenue-based funding vs. waiting on a bank

TrueCredit Business Funding
Traditional bank loans
Time to funds
As little as 24 hours
Weeks to months
Documents
About 3 months of statements
Tax returns, financials, more
Credit bar
FICO 500+ considered
Strong credit usually expected
Starting check
Soft pull to start
Hard inquiry common
Payback view
Full repayment shown up front
Shown late in process

Get your file moving while the opportunity is open

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding