Capital sized to your deposits for established businesses doing $60K+ a month, so the next growth step happens on your timeline.
See my numbersRevenue-Based Financing
Funding from $25K to $5M, repaid as a share of revenue, through our partner, Merchant Fund Express.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Qualified businesses can be funded in as little as 24 hours. Send about 3 months of statements, skip the tax returns, and finish the application in about 5 minutes.
FICO 500+ is considered and the process starts with a soft pull. Your deposits carry much of the story.
Your offer shows the full repayment amount before you accept, so you can run the return math with no surprise costs after signing.
The remittance schedule is laid out in your offer up front, so it drops straight into your cash-flow forecast.
Most owners who are scaling hit the same wall: the business is clearly working, deposits are climbing, yet a traditional loan file stalls on a credit score or a short operating history. Revenue-based financing starts from a different question. Instead of asking how perfect your past looks, it asks how much money moves through your account every month.
That makes it a practical fit for established businesses doing roughly $60K or more in monthly revenue whose personal or business credit is still a work in progress. Through our partner Merchant Fund Express, amounts range from $25,000 to $5,000,000.
Because collection follows the business, a lighter week generally means a lighter draw, depending on how the agreement is structured. Read the remittance terms closely; they differ from offer to offer.
Numbers-minded owners size the request to a specific return, not to the biggest figure on the table. A quick planning sketch, for illustration only and not our terms:
| Planning line | Example |
|---|---|
| Average monthly deposits | $95,000 |
| Project you want to fund | Second delivery van plus marketing push |
| Amount requested | $60,000 |
| Extra monthly gross profit you expect | $9,000 |
If the added profit comfortably covers the remittance with room to spare, the capital is doing its job. If it barely breaks even, trim the request or wait a quarter.
Qualified businesses can see funding in as little as 24 hours. When you are ready, start the application.
Revenue-based financing sits between a merchant cash advance and a working capital product. If you want reusable access instead of a single lump sum, compare it with a business line of credit. Our side-by-side comparison breaks down the differences.
Funding and credit repair are separate services. Applying for revenue-based financing does not repair or raise your score, and working on your credit is not required to apply. Plenty of owners apply now based on revenue while improving their business credit profile in parallel. Our business credit guide covers that side.
It is usually structured as an advance against future revenue rather than a traditional term loan. The total repayment amount is set up front and collected from deposits or sales over time.
Amounts range from $25,000 to $5,000,000. The figure offered depends mainly on your monthly deposits and existing obligations.
Not automatically. FICO 500+ is considered, and revenue carries significant weight in the review.
Funding is provided through our partner Merchant Fund Express. TrueCredit Partners helps you get the application started.
Yes. Sole proprietors can apply as long as the business shows steady deposits in its bank statements.
Example uses for illustration only.
A few habits make your file read stronger before you apply.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding