Six figures should fit your cash flow, not strain it. Built for established businesses doing $60K or more a month that are ready to scale.
See my $100K options$100,000 Funding
At $100K, deposits and current obligations shape the offer. Through our partner, Merchant Fund Express, the total cost is set out before you sign.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Steady monthly deposits matter most. FICO 500+ is considered, and the first check is a soft pull.
A 5-minute application plus about three months of business bank statements. No tax returns required.
See the full repayment amount in your offer and run it against your margins before you accept.
Repayment timing is laid out in the offer, so you can match it to your billing cycle and payroll dates.
A $100,000 request usually means you are building something: a crew, a second shift, a new product line, a bigger contract. That is exactly the kind of move our readers are making as they scale. It also means the amount deserves a plan, because repayment will be a visible line in your monthly budget for a while.
Funding is available from $25,000 to $5,000,000 through our partner Merchant Fund Express, and $100,000 sits comfortably inside that range for many established businesses doing $60K or more a month.
The amount offered depends mainly on two things: your average monthly deposits and the obligations you already carry. Funders read about three months of business bank statements and look at:
For a deeper look, see what funders look at.
For illustration only, not our terms. A commercial cleaning company deposits $130,000 a month with one small equipment payment. A retail boutique deposits $95,000 a month and is paying down two advances. Both ask for $100,000. The cleaning company's file likely reads as having more room, because less of its cash is already spoken for. The boutique may see a smaller amount or a different structure. Same request, different capacity.
Working capital delivers the full amount at once, good for a defined project.
A business line of credit lets you pull from available funds when costs land, rather than all at once.
A merchant cash advance or revenue-based financing is repaid as a share of revenue, so payments track your sales.
Equipment financing fits when the $100K is going into a machine or vehicle.
Ready? You can apply in about 5 minutes.
There is no set formula. Our program is built for established businesses doing roughly $60K or more a month, and the amount reflects deposits and existing obligations.
FICO 500+ is considered. Revenue and account behavior carry significant weight alongside credit.
Many revenue-based products are not secured by specific assets, though agreements may include a personal commitment from the owner. Equipment financing is tied to the equipment.
No. Credit repair and funding are separate services. You can apply for funding based on revenue now and work on credit on its own track.
Funding is provided through our partner, Merchant Fund Express.
Example uses for illustration only.
These steps help a six-figure file read cleanly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding