Restaurants, contractors, medical, retail, freight: each runs on a different rhythm. Built for established businesses doing $60K+ a month in any of them.
Find my industryIndustries
Working capital, MCAs, lines of credit, and equipment financing fit different cash cycles. Each is offered through our partner, Merchant Fund Express.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and roughly three months of statements. Qualified businesses can fund in as little as 24 hours.
FICO 500+ considered with a soft pull to start. Revenue from your actual operations carries weight.
Every offer shows the full repayment amount up front, whatever your industry. No surprise costs after you sign.
Your schedule is laid out in the offer, so you can line it up with your industry's slow and busy months.
A restaurant gets paid daily by card. A medical practice waits on insurance. A commercial contractor bills on progress. The funding products available through our partner Merchant Fund Express are the same across industries, but the right fit depends on when money comes in and when it has to go out. Picking the structure that matches your rhythm is often more important than the amount.
| Industry | The cash-flow pressure |
|---|---|
| Restaurants | Food costs, staffing, and kitchen repairs move daily, and card sales make revenue easy to read. |
| Commercial contractors | Materials and crews are paid before progress billing clears, especially on commercial jobs. |
| Local and regional trucking | Fuel, drivers, and repairs are due today while broker payments take weeks. |
| Medical practices | Insurance reimbursement lags while payroll and equipment costs stay steady. |
| Retail | Inventory buys land months before peak selling seasons. |
| Auto repair | Parts, lifts, and diagnostic tools keep bays turning, and bays drive revenue. |
| Salons and spas | Build-outs, product inventory, and staff growth fuel the next chair. |
Each page explains how fast decisions move. Qualified businesses can be funded in as little as 24 hours; anything faster depends on the file and the bank.
Restaurants, retail, salons, and auto shops often look at a merchant cash advance, where repayment comes from a share of future sales.
Medical practices, contractors, and carriers waiting on payers often lean toward working capital or a line of credit.
Trucks, lifts, kitchen lines, and imaging machines fit equipment financing.
Landscapers, retailers, and freight carriers all see busy and quiet stretches. If that is you, look at seasonal revenue-based financing, holiday season funding, and peak season freight funding for regional carriers. Funders read about three months of statements in context, so explaining a seasonal pattern up front helps.
Our trucking content focuses on local and regional fleets, and our contractor content focuses on commercial work. We do not promise funding for long-haul trucking or residential remodeling. If your business sits outside the industries listed, you can still apply; the review centers on deposits, obligations, and account history.
Our program is built for established businesses doing $60K or more a month. Start your application or read how business funding works.
Yes. The listed pages cover common cases, but the review focuses on deposits, obligations, and account history across many industries.
The same products are available: working capital, merchant cash advances, lines of credit, and equipment financing. The best fit depends on your cash-flow pattern.
Decisions move fast, and qualified businesses can be funded in as little as 24 hours. We do not promise same-day funding.
We focus on commercial contractors and local or regional fleets and do not promise funding for residential remodeling or long-haul trucking.
Example uses for illustration only.
Whatever your industry, these steps help any file.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding