A new location, a fleet expansion, a large contract. Established businesses doing $60K+ a month can request a quarter-million with a short application.
Start my request$250,000 Funding
Larger requests get a closer look at deposits and obligations. Preparation pays off, and the file moves through our partner, Merchant Fund Express.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Qualified businesses can be funded in as little as 24 hours once approved, so an expansion window does not close on you.
FICO 500+ is considered. A soft pull starts the review, and revenue consistency weighs heavily.
The total repayment amount is shown in your offer. Nothing new gets added after you sign.
Your repayment schedule is spelled out up front, so you can model it into next quarter's cash flow.
Owners asking for $250,000 are typically doing one of a few things: opening a second location, taking on a contract that needs upfront labor and materials, buying several pieces of equipment at once, or building inventory for a much larger sales season. Each of these has a payback timeline, and the strongest requests connect the money to that timeline clearly.
No tax returns are required, and the process starts with a soft credit pull.
At this size, existing obligations matter more than at smaller amounts. For illustration only: a business depositing $300,000 a month with nothing outstanding has a very different capacity than one depositing the same amount while paying on three advances. Funders are looking for room in the account to repay without crowding out payroll, rent, and suppliers. If your obligations are heavy, a smaller first amount or a different product may be the more practical fit. Starting with an amount the account carries easily, then revisiting as revenue grows, is a common path for owners who are scaling.
| Product | How repayment works | Best for |
|---|---|---|
| Working capital | Scheduled payments on a lump sum | Defined projects |
| Revenue-based financing | Share of revenue; total cost fixed up front | Variable sales |
| Line of credit | Pay on what you draw | Staged spending |
| Equipment financing | Tied to the equipment purchased | Fleet or machinery |
FICO 500+ is considered, and revenue does much of the heavy lifting in the review. If you are also building business credit, keep doing it; it helps with future financing of all kinds. But credit work and funding are separate, and neither is a condition of the other. Our business credit guide covers the basics.
Funding runs from $25,000 to $5,000,000 through Merchant Fund Express, and qualified businesses can be funded in as little as 24 hours. Our applicants are usually established businesses doing $60K or more a month. When your checklist is ready, start the 5-minute application.
Decisions move quickly. Qualified businesses can be funded in as little as 24 hours, though larger files may need a bit more review.
Some owners pair equipment financing with working capital. Your offer will reflect what your deposits and obligations support.
Sole proprietors can apply. The amount depends on deposits and obligations, not entity type alone.
Yes. Review the full offer, including total cost and repayment structure, before you sign anything.
Example uses for illustration only.
At this size, a tidy file makes a real difference.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding